You’re in your first year of college, and already you can see how much it costs just to attend. There are so many things you have to pay for, such as tuition and books. Your wallet may be feeling the crunch, but you don’t have to worry. Here are a few tips for the college student who wants to save money.
Don’t worry about choosing your major right away. Most schools give you until your junior year to select a major, so you should take time to explore different options and figure out what you most enjoy and might want to make a career out of before you select your major.
Be mindful of your diet. There’s nothing fun about the freshman 15! Make sure you are careful about your intake. Avoid eating too much junk food and fast food. Find foods that give you the proper nutrition and vitamins to support a healthy body.
If the campus you are attending is large, it is important to familiarize yourself with it during the first week. You should know how to get to the cafeteria, library, the Professor’s offices, college security, study rooms and the student center. Knowing the location of places you have to go saves time.
Consider living on campus even if you go to school close to home. Not only will you miss a lot of things going on, but you may miss out on your first opportunity to live on your own and make your own financial and social decisions. If you can possibly afford it, live in a dorm.
After you sign up for a checking account, make sure that you do not leave without getting the free checks that most establishments offer. Do not pay for extras. You may be surprised at how few checks you will use over the course of your four years in college. It is simple enough to get more if you need them, but you don’t want to waste money if at all possible.
Keep up with your checking account to avoid wasting money on overdraft charges. Debit cards are easy to use, and unfortunately, that means it is also easy to spend more money than you actually have. Get into a schedule where you check your account online every few days so that this does not happen to you.
During college, there are going to be classes that you realize are too difficult from the onset as you should drop these immediately. These classes can put a lot of stress on you, as you would be better off with an alternative. Also, a different teacher may be able to explain the material better.
If you are looking to go back to college, but it has been a while since you were in school, consider attending evening classes. The instructors usually actively work in their fields during the daytime, and teach at night. This helps to bring a different element of real-life experience to the classroom.
A great tip if you’re just starting out in college is to take a wide variety of classes. Sometimes you just have no idea what you want to do, and taking a wide variety of classes will open you up to many different subjects, subjects you never knew you’d be interested in.
When you are studying for a test, it is important that you take a break once in awhile. Studying can take a toll on both your physical and mental health, especially if you do not allow yourself a breather now and then. Take a walk or watch some TV for a little while.
When you are in college, get virus protection on your laptop, as this is one of the most important tools that you will have during your stay. The last thing that you will want to have happened is to lose important information that you will need on the day of the test from a virus.
If money is tight, and your choice is to either take out a loan or leave school, the smart choice is always to get a loan. Even though this may put you in the lurch temporarily and add to your current burdens, if you have chosen your major wisely, it will increase your earning power. You should be able to pay your loan back with your increased earnings. Leaving school is a sure way to guarantee low earning power for life.
Resist the urge to skip a class simply because a professor’s syllabus allows for an absence. These absences should be saved for when absolutely necessary, and if you use one for fun early in the term you may be regretting it if you are ill or otherwise unable to attend but must get to campus to save your grade.
As you’ve already noticed, college can be a big drain on your funds. There are many costs that accumulate and it seems like they never end. The cost of getting your degree and living the college life can be easily decreased when you use the tips given in this article.
